#budgeting


Happy 6 month anniversary! Can you believe it's that 6 months a go we started on our debtfree journey! We have paid off about 11k, had around 8k in costs for our house and cash flowed appliances,school and much more. I'm thankful for all the advice,listening ears ! Dfc friends you are truly awesome 🥰   #gettingmyshittogether     #dfc     #debtfreecommunity     #debtfreecommunitynl     #debtfree     #babystep2     #ourjourney     #savemoney     #finance     #schuldvrij     #finacialfreedom     #freedom     #budget     #budgeting     #sahm     #frugal     #frugalmom  


2💬Normal

Direct debt is already gone. I now have to go down to the credit union and pay the extra. . . As you know I do not like going in physically. But you know what it will be well worth it. . . . I have to say it has taken its toll on me at this point as I'd this loan to be gone now. But here we are 😂😂😥. Lesson well and truly learnt.


5💬Normal

When you want to have your ute and drive it too - but logic and your budget says no. I'm a $1000 per year type of car owner. I want to pay for them with cash and make the most of them. This has been one of my better money traits, and something that was modeled by my very wise mother. I purchased the Hilux ute 5 years ago for $5k. Since, I've had many adventures in it and you could say that this girl felt 'large and in charge' driving this belter around. The VZ Commodore was a hail mary when I injured my knee. A short term purchase for not much, with a short timeline of ownership (under a year)! Here's the catch - registering and insuring two cars - one for the agency it provided when doing renos and moving house, and the other to give my knee a break from the clutch - is a costly business. $45 a week + petrol. It all seemed a bit silly. Enter the VE Wagon. 13k for 13 years. That's my plan. Paid with cash. It's done 70,000km, is super tidy and runs like a dream. It can also do a lot of the things that I found important about my ute, and runs better than the commodore. And it cuts my costs back to $24 a week + petrol. Only catch now is that I need to sell the Ute and Commo to replenish the savings. Cue marketplace and fingers crossed for a 6k-8k return. Making the outlay on the wagon between 5k-7k. . .   #educator     #moneymaths     #thebarefootinvestor     #treadyourownpath     #sidehustle     #saving     #money     #livethelifeyouwant     #smashingdebt     #career     #job     #lifestyle     #budget     #budgeting     #howtosavemoney     #worklifebalance     #beingintentional     #personaldevelopment     #lifestyle     #workingformyself     #ozdebtfreecommunity     #debtfreecommunity     #debtfreecommunityaustralia     #adulting     #moneyblog  


0💬Normal

Having a hard time with your budget because you can't stop overspending? Read our quick guide to get your finances under control. 💰


1💬Normal

Since mid year I’ve been putting aside $30 a fortnight to go towards Christmas expenses so it takes the edge off the costs that are so heavily weighted at the end of the year. - So far that’s $240 with around $120 to come. Spreading the saving over half the year should hopefully make budgeting around that time a lot easier. ~~~~ Do you do something similar?


1💬Normal


MEDICAL BOX UPGRADE I was so sick of not being able to find anything in my medical box, that i have upgraded!!!! I bought 2 x 5 compartment storage drawers from   @rejectshopofficial   for $12 each, and labelled what was in each drawer. So much easier to find everything now, and easy to see what we have, and what we need!!   #emergency    #medical    #storage    #storageideas     #storagesolutions    #declutter    #mysclifestyle    #mysocalledlifestyle    #lifestyleblogger     #lifestyle    #family    #budget    #budgeting     @mysclifestyle     @rejectshopofficial  


0💬Normal

This is kind of a big deal. Responses for the student designed survey about money habits are rolling in. It's so nice to see Parents and Caregivers being willing to be open and share their thinking about their best and worst money habits with their kids. I bet they cant wait to see what's been written!! 😍😎👨‍🏫👩‍🏫 . . . . .   #educator     #moneymaths     #thebarefootinvestor     #treadyourownpath     #sidehustle     #saving     #money     #livethelifeyouwant     #smashingdebt     #career     #job     #lifestyle     #budget     #budgeting     #howtosavemoney     #worklifebalance     #beingintentional     #personaldevelopment     #lifestyle     #workingformyself     #ozdebtfreecommunity     #debtfreecommunity     #debtfreecommunityaustralia     #adulting     #moneyblog  


0💬Normal

VoxPopMe has a $20 study going at the moment, for those of you who are comfortable filming on your phone in a supermarket (me, I’ll do anything lol). Link is in my bio - took me all of 1 minute when I was at the shops anyway 🤷🏻‍♀️🤷🏻‍♀️


1💬Normal

  #financialfreedom     #money     #entrepreneur     #finance     #business     #success     #investing     #wealth     #investment     #motivation     #debtfree     #realestate     #personalfinance     #financialliteracy     #investor     #debtfreecommunity     #workfromhome     #passiveincome     #forex     #budgeting     #creditrepair     #debtfreejourney     #invest     #financialindependence     #credit     #entrepreneurship     #bitcoin     #millionaire     #creditscore     #bhfyp  


2💬Normal

I set myself the goal of earning £500 in the month of October via various side hustles. We're half way through the month and I'm tracking behind my target. I should be on at least £250 and I'm not which I was really annoyed about.⁣⁣ ⁣⁣ However I realise that this a glass half empty way of looking at things. I've had to correct my way of thinking and instead of beating myself up and being frustrated at not achieving my goal for the week, instead I've decided to celebrate the fact that I've made £195 in two weeks via my side hustles. This is money is additional income that I used my hands and initiative to generate so well done me. ⁣⁣ ⁣⁣ Even if I don't hit my £500 target (which I really hope will not be the case) I've made great progress and will have the money in my hands at the end of the month to show for it.⁣⁣ ⁣⁣ What have you made progress with so far this October?


1💬Normal

Been a little MIA because my bestie was in town, but she jumped on board the side hustle train and we made almost $90 in three days from the scooters. We may have gotten carried away, but it was fun because we’re generally competitive. I’ve been keeping up with tracking my expenses and trying to roll a snow ball. I need to keep plugging away, but have run into some snags I might need some advice to work through. Post coming up tomorrow.   #debtfreecommunity     #debtsucks     #fixmedaveramsey     #debt     #savings     #interest     #nospendchallenge     #brokeaf     #debtfreejourney     #debtsnowball     #budgeting     #budgetplanner     #zerobasedbudget     #savingmoney     #daveramseybabysteps     #daveramsey     #everydollarbudget     #financialfreedom     #onabudget     #debtisstupid     #debtfree     #gazelleintense     #everydollarapp     #sidehustles  


0💬Normal

Finally got my $50 eGift card from the Australian drinks survey which   @ourbudgetingjourney   posted about! It’s super easy, you just have to upload at least 5 entries + answer a few questions for 4 days. I redeemed my $50 as a Coles gift card to buy our groceries. Then I’ll transfer the $50 I would have spent, into savings. Simple! 👌🏼 • • •   #daveramseybabysteps     #daveramsey     #debtfreecommunity     #debtfreejourney     #debtfreeliving     #debtfreedom     #debtfreeaustralians     #debtfreecommunityaustralia     #ozdebtfreecommunity     #savingmoney     #savings     #saving     #budget     #budgeting     #budgetplanning     #frugal     #frugalliving     #financialindependence     #barefootinvestor  


3💬Normal


And we didn’t even get toilet roll!! Or toiletries.. or anything for cleaning with! I just have a different strategy for this week... I wanted to get some meals made this week for the freezer and also start making my own Pasta sauce for Toby’s lunch boxes. Somebody said “stir fry” to me yesterday and I ended up buying loads of stuff for a stir fry that I don’t even have on my meal plan this week 🤣🤷🏼‍♀️🤦🏼‍♀️ Lots of things I have brought were brought for multiple meals and I will freeze what’s left over... also got a few new things I want to try so had to get some new ingredients that I don’t usually have here... and of course, things in the freezer means cheaper weeks to come. But an expensive one anyway! This leaves us about £36.43 for the rest of the month. 4 more food shops 🤭 I love a challenge though!   #debtfree     #debtfreecommunity     #financialfreedom     #debtfreejourney     #creditrepair     #money     #daveramsey     #budgeting     #credit     #debt     #budget     #goals     #personalfinance     #badcredit     #finance     #studentloans     #frugal     #entrepreneur     #babystep     #creditrestoration     #creditscore     #debtfreedom     #debtfreeliving     #bankruptcy     #realestate     #frugalliving     #cashisking     #debtsnowball     #savemoney     #bhfyp  


0💬Normal

Don’t doubt yourself, you can do much more than you think 🌹   #inspirational     #believeinyourself     #personalfinance     #budgeting     #youcandoit     #savingmoney     #managemoney     #savemoney     #firstworldproblems  


1💬Normal

" A friend is the one who always try to put smile on your face. " Wedding Organizer :   @ngantenan  .yuk Dekorasi :   @rinarahmadi  _projects MUA :   @sanggarshafira   Catering :   @langgeng  .catering Entertaiment :   @coffeebreak  _band Master of Ceremony :   @helmihdyt   &   @diamondian13   MAU NIKAH? NGANTENAN YUK!   #weddingorganizer     #ngantenanyuk     #ngantenan     #manten     #jawa     #sunda     #dekorasijakarta     #dekorasibekasi     #womurah     #woterjangkau     #planinng     #budgeting     #dekorasiwedding     #weddingoutdor     #weddingorganizerbekasi     #weddingplannerjakarta     #weddingorganizerjakarta     #weddingdecoration     #weddingday     #instawedding     #dekorasiindoor     #engagement     #lamaran     #dekorasioutdoor     #thebridedept     #bridestory  


0💬Normal

On Sunday ( laundry Day ) our dryer stopped working. I posted about it a few posts ago. We got stuck having to wash at the laundry mat. There are so many pros and cons to washing at home and at a laundromat. I definitely however, would 100% prefer washing from home. My boyfriend said that a fuse had burnt out after he opened up the dryer. He cleaned it out, looked up a few things and finally was able to fix it. So many small victories to be ecstatic for this week. These past few weeks have knocked us down, but we never loss focus. I swear my boyfriend, Jerry is a “Jack of All Trades. “ 💕 - - . .   #debtfreejourney     #debtfree     #debtsnowball     #debtfreeisthenewsexy     #debtfreedom     #debts     #debtfreeliving     #debt     #debtsucks     #debtslave     #change     #savingmoney     #journaling     #payingoffdebt     #getoutofdebt     #babysteps     #budget     #budgeting     #saving     #pennypinching     #cashenvelopes     #cashenvelopesystem     #nomoredebt     #daveramsey     #minimalism     #fpu     #cashisking     #debtfreecommunity     #teamsmallshovel     #dfc  


0💬Normal

8 Powerful habits you need to adopt!❤️ 1. Speed Learning, it’s key to learn something new everyday! 2. Visualisation, You need to visualise where you want to be in the next 1,5,10 years so your not just living life without a purpose! 3. Priorities are very important, make sure the things that you need to do are done first before spending leisure time! 4. Money management is key as you don’t want to be the person who doesn’t know where the salary goes. Keep a list of your income and expenses! 5. Set goals! Daily goals,weekly goals,monthly goals and yearly goals as this will make you feel like you are making progress each time you achieve them! 6. Exercise and diet is key as you want to keep yourself healthy from the inside and outside. 7. Networking, Network with different people who are on the same path as you so you can help each other get to your goals faster. 8. Character, always keep a positive attitude and be grateful for the things you have in life as there is always someone with less!   @ecommercedaily101     @ecommercedaily101     @ecommercedaily101  


1💬Normal

  #KotakSays  , waiting to begin your trading journey will not bring as many benefits as it would bring if you started now! We always like to believe there is more time, but before you know it, a year passes by and soon enough, a decade. Start early & make the most of every second you have in the market. Stay invested & plan for the long-term. . . . . . . . .   #ThursdayThoughts     #finance     #investors     #quoteoftheday     #investments     #money     #stocks     #wealth     #trader     #rich     #makemoney     #budget     #personalgoals     #personalfinance     #stocktrader     #budgeting     #wealthmanagement     #savingmoney     #stocktrading     #wallstreet     #stockmarket     #investmenttips     #millennials     #entrepreneur     #goals     #Quote  


0💬Normal

Next Page